RMS, SumUp or Zettle?
Pay per payment or a fixed POS
SumUp and Zettle make it easy to take card payments quickly, with no or a low monthly fee. RMS is a POS with inventory, customers, webshop and accounting for a fixed price. Which fits depends on your revenue and what you need.
RMS POS vs SumUp
SumUp rates as listed on sumup.com on 18 October 2026.
| RMS | SumUp | |
|---|---|---|
| Fixed monthly amount | € 49.99 | € 0 (or € 19 with Payments Plus) |
| Fee per card payment | Pay.nl rate | 1.49% (0.99% with Payments Plus) |
| POS software with inventory | Included | POS Plus € 49 per month |
| Accounting built in | ||
| Mobile payments without a fixed till | With the Android app |
When SumUp or Zettle is the better fit
For a market stall, a pop-up or low revenue, SumUp and Zettle are often the cheapest choice: Zettle charges no monthly fee, only a rate per payment, and SumUp starts at € 0 per month.
When RMS is the better fit
A percentage per payment grows with your revenue. If your shop has a steady revenue, or you want inventory, customers, a webshop and accounting in the same system, you pay a fixed price with RMS and the payment fees go to Pay.nl according to the plan you choose there. Run the numbers with your own revenue; we do that together in a demo.
Run the numbers with your own revenue
In a demo we put your revenue next to the rates.